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Why Are Gold Coasters Using A Mortgage Broker To Buy Property?

Mortgage Broker, Finance Broker, Business Broker Gold Coast, Nerang and Highland ParkWe’re seeing more and more Gold Coasters working with a mortgage broker when they purchase a property.

In fact, more than 50 per cent of home buyers choose to use a professional broker to make the whole borrowing process as easy as possible.  Many industry experts are predicting that this trend will continue to increase in 2016:

Here’s why…

Changes in lending:

There’s no doubt that 2015 was a transformative year for lending with the Australian Prudential Regulation Authority (APRA) implementing rules around investment lending.  And many banks responded to the regulation by increasing interest rates on certain home loans.

After seeing so much change in the past 12 months, the goalposts may have moved for many buyers and they’re going to professional brokers to understand what these changes mean and how it impacts them.  There’s also a bigger question some people are asking,

Are more changes coming?

Working with a broker educates borrowers and gives them peace of mind when they have to make one of the most significant decisions of their lives.

Gold Coasters are time poor and it’s getting worse:

Let’s face it:

We’re all busy and we’re only getting busier.  So, when it comes to finding a home loan that works, many Gold Coast borrowers choose to use a mortgage broker to save time.  When you’ve got someone there to do all the research, paperwork and negotiation with lenders, you not only save countless precious hours you also get access to more informative options.

And the reality is, brokers do this for people every day because they know what’s happening inside dozens of banks.  Their clients benefit because they’re more likely to get a financial package that suits them better than if they were to do it themselves.

A mortgage broker can simplify borrowing:

When you dive into the world of mortgages and interest rates, you can easily get lost.  Why wouldn’t you want someone who knows the money landscape to work on your behalf for a better deal?

When borrowers first start out financial jargon can be confusing and, let’s be absolutely honest, downright intimidating.  Most people are hesitant to enter into something they just don’t fully understand and you can’t really blame them.  One of the most important things a broker can do is to break down all the complex terminology into everyday language, and make it easy for you to understand.

And what that means is…

A borrower can be armed with more valuable information to make a more informed financial decision, so, the only question we really want to ask is…

Why wouldn’t more Gold Coast property hunters choose a  broker to help make their life, and even their family’s lives, a lot less stressful?

I’m ready to help you:

It’s important that you fully understand all the ups and downs attached to a Home Loan.

I am an qualified Finance Broker who lives locally in Nerang and am positioned to provide advice and support to all clients on the Gold Coast whenever you are ready

Give me a call on…

0408 761 847

And I’ll be happy to answer all your questions.

Look forward to your call.

Angela Hilton

Hilton of Finance

Reliable Financial Advice and Support