When was your last Home Loan Health Check?
Your home loan circumstances can change:
And what that means is, your loan may not be as suitable as it was when you first set it up.
There could be many reasons why things have changed. A mortgage health check will tell you if you’re paying too much on your loan.
What’s involved in a home loan health check?
I get a lot of calls from clients asking me to do a full loan health check to see if their loan is still competitive and still suited to their individual needs.
As an expert I do this for you and take the stress out of the process. It’s advisable to get this check done at least once a year, or if your circumstances change.
It can be done either in person or over the phone.
It’s that easy.
Questions to ask:
It’s important to be aware of what you want checked.
So, think about the following when we talk about your existing financial situation:
- Am I paying unreasonably high interest rates?
- Am I paying high fees?
- Am I happy with the service I receive?
- Does my loan give me the features I need?
- Am I paying for features I don’t use?
- Have my financial circumstances changed?
When I do your loan health check…
It will cost you nothing and could even save you thousands. I look at ways to improve your home loan overall, including structure and benefits.
So if you’re looking for:
- Lower interest rates
- A better payment structure making your repayments more manageable
- Paying your home off sooner
- Accessing your equity
- Assessing the possibility of taking out additional finance
- Consolidating debts
- Purchase an investment property
The Home Loan Health Check has this covered which allows you to understand the possibilities you can take up when you know exactly what your financial position really is.
Call me to start your home loan health check:
As an qualified MFAA Approved Finance Broker…
I can help you to understand, and put in place, financial strategies to make life easier for you and your family.
So, when you’re ready to discover what you can do with your overall financial situation …
Give me a call on…
0408 761 847
And we’ll sit down at a time and location that suits you on the Gold Coast or at my office in Nerang and complete your home loan comparison health check.
It’s a great start.
Look forward to your call.